Bank of Commerce Upgrades Core Banking System to Enhance Customer Experience

Bank of Commerce, affiliated with entrepreneur Ramon S. Ang’s San Miguel Corporation (SMC), has completed a significant overhaul of its core banking system, enhancing operational efficiency across its nationwide network of 140 branches and 272 ATMs. The initiative aims to provide customers with faster and more seamless banking services.

Michelangelo R. Aguilar, BankCom’s president and CEO, stated that the bank collaborated with Infosys, a leading digital banking solutions provider, and IBM, a global leader in cloud computing and AI technologies, to implement the upgrade. Remarkably, the entire system migration was executed over a single weekend, reflecting strong coordination among bank personnel, vendors, and technology partners.

Aguilar emphasized the strategic importance of the upgrade, noting, "These enhancements are a significant part of our digital transformation, as we continue to innovate to help ensure we’re delivering better banking experiences for our customers." He further highlighted that the improvements not only increase the bank’s flexibility in offering products and services but also bolster efficiency, security, and reliability.

As a publicly-listed universal bank, BankCom continues to support its clientele, communities, and partners within the SMC group by providing diverse financial services. The bank reported an unaudited net income of PHP 1.86 billion as of June 30, 2025, marking a 31% increase compared to the prior year, driven by strong revenue growth.

With its extensive presence through branches and automated teller machines, BankCom remains committed to delivering enhanced banking experiences nationwide.